how our lay-by works

THE PERFECT JEWELLERY IS NEVER OUT OF REACH

So, you found the jewel of your dreams at a time when all big purchases in life collide. Car expenses, weddings, home loans - it can all get overwhelming and paying in full might not be possible right now. Don't fret, our interest free Lay-By option is the perfect plan to get that dream jewel.

With no ongoing Lay-By fees and a minimum 20% deposit, it’s the most affordable way to bring your sparkling wishes come true. The beauty of this payment option is that you can set your own terms based on the value of the jewels, then you have between 6 weeks to 7 months of repayments, and the frequency is set by you!

You can also make changes to an active Lay-By at no extra cost before your final payment. Start the ball rolling now by submitting your Lay-By form below.

a few simple steps

HOW TO START YOUR LAY-BY

To get started on your Lay-By account, first find the product you would like to lay-by and click on the "Click to Lay-by" button, filling a simple form and completing your minimum deposit today.

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* Terms & conditions apply. Please read the T&C here.

freedom to choose

LAY-BY PREFERENCES

You set the terms of your Lay-By repayments based on the value of your total spend*.

AMOUNT	MAXIMUM DURATION	FREQUENCY
From $300 up to $800	6 Weeks	Weekly, Fortnightly
Up to $10,000	3 Months	Weekly, Fortnightly, Monthly
Over $10,000	7 Months	Weekly, Fortnightly, Monthly

* Terms & conditions apply. Please read the T&C here.

yours to love

MORE PROS OF IMPERIAL LAY-BY

Interest Free

Pay in instalments without accruing interest as opposed to credit cards and loans.

Lock it at a great price

Inflation who? Or maybe you're taking advantage of a current sale.

For those engaging items

A proposal is on the horizon but you don't need the ring just yet. Financial planning is a smart move!

SHOP ENGAGEMENT